In the autumn of last year, a draft amendment was presented, which allows the application of simplified creditworthiness rules, but to a limited extent. According to the GFI statement, in the final recommendation, this limit was increased to four times the average wage. Simplified rules may apply to all banks, but the GFIC wanted to promote banks with high equity. Proposed that only simplified institutions In October last year, they proposed that only simplified institutions with a capital adequacy ratio exceeding 12 percent and meeting all norms p could use the simplified rules Liquidity imposed by banking supervision. The described changes in the lending path apply to the following financial…

Are you looking for reputable valued Best Bank experiences? We will save you the hassle of researching Best Bank. For you, the contribution evaluates all sources of information and experience in a neutral and uninfluenced manner. We also test receipt credit for you. Best Bank experience – the company The Swiss Master Media Group AG, better known as Best Bank, claims to have been providing loans for around 40 years. Only a few credit placement companies can look back on such a long company history. For the planned test, the high level of awareness offers particularly diverse opportunities to track down the credit experience of real credit customers. An intermediary…

Numerous banks and savings banks are now also increasingly active in the online business and market low-cost loans there, which are primarily associated with flexible contractual terms, low interest rates and free use. In addition to the large commercial banks, pure online banks also offer their loan offers on the Internet. The instant credit offers of the online banks are usually the most cost-effective, Since the online banks do not have their own branch network, nor do they require a lot of personnel, so borrowers who want to benefit permanently from a cheap loan product should take a closer look here. Finding an instant loan without Credit Bureau and reputable…

Before applying for a personal loan, you have the right to know all the conditions and characteristics: here are the documents that the bank must provide. If you are going to apply for a personal loan you need to know that there are several elements that you need to evaluate to be sure of choosing the most convenient product. The good news is that the bank will have to help you at this stage, ensuring maximum transparency of information. When you go to a bank to get a loan, it is in fact obliged to provide you with a whole series of useful information and documents so that you can…

A loan with lower interest rates is essential for those who need money and do not want to have to pay much more than what they received from banks or financial institutions. And despite the high rates, it is now possible to look for more affordable options. For that, it is necessary to know each one of the main options of the market, being aware of exactly what these fees are and how they are charged. Each of the modalities has advantages and disadvantages, and for each client a particular type of loan will be better suited. So, how about we know these options? This post will feature the main…

According to a recent study by Lite Lender financial market research, Germans are increasingly using installment loans for consumer finance: whether a new television, a car or new garden furniture – a third of Germans finance these purchases with a bank loan. In order to be able to generate credit-financed consumer spending, consumers first have to convince the bank of their creditworthiness: most banks are only willing to lend money to a customer for a certain period of time if the salary is sufficient and the job is permanent. But even if a customer does not pass this so-called credit check and the application for an installment loan has been…